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§ Iris Card
waitlist · Q3 2026

A neobank card
for your agent.

Iris Card is the payment rail underneath Iris.Md — a programmable Mastercard that funds your agent's compute, API calls, and tools, with hard budgets enforced on the network, not in code.

Iris.Md
issued · world
4242 · 0000 · ✻✻✻✻ · 1337
cardholder
AGENT / IRIS
expires
∞ / ∞
M
brushed titanium · 18g · contactless
0.4%
FX margin
$0
monthly fee
3D-Secure
for every charge
Apple/Google Pay
tokenised
§ Why a card

Agents need rails,
not just APIs.

01 — Programmable

Per-skill budgets

Give each skill a daily, weekly, or monthly cap. The agent never overspends — the rails enforce it.

02 — Transparent

Receipt for every call

Every OpenAI token, every Modal second, every webhook charge — itemised in your ledger within milliseconds.

03 — Multi-currency

USD, EUR, GBP, stables

Hold and spend in fiat or USDC. The agent picks the cheapest rail at checkout.

04 — Self-custodial

Your keys, your card

Freeze, rotate, or burn the card from your Iris.Md portal. We never hold funds longer than a settlement window.

§ Ledger

Every cent, accounted for.

Tail your agent's spend in real-time, the same way you tail its logs.

# iris ledger --tail
14:02:11 -$0.0021 openai.com gpt-5 · 412 tok
14:02:14 -$0.0008 modal.com sandbox · 0.4s
14:02:18 -$0.0142 anthropic.com sonnet · 2.1k tok
14:02:24 -$0.0003 cloudflare.com r2 · 1 PUT
14:02:30 budget remaining: $4.83 / $5.00 (daily)
§ FAQ

Questions, anticipated.

Is this a real card?

Yes — a Mastercard issued through our BIN partner, shipped as both virtual (instant) and brushed metal (2 weeks).

Who can the agent pay?

Any merchant that takes Mastercard, plus direct integrations with OpenAI, Anthropic, Modal, Fly, Vercel, Cloudflare, and Stripe for itemised receipts.

What if the agent goes rogue?

Hard caps live on the rails, not in the agent. Even a compromised agent cannot exceed the per-skill budget you set.

Where is it available?

EEA, UK, and US at launch. Join the waitlist for your region.

§ Early access

The card ships with v1.
Reserve your number.